BONDS - Includes Cash alternatives like CD's, money markets and T-bills, U.S. bonds, TIPS or Treasury inflation protected securities, Emerging markets bonds and High yield bonds
STOCKS - Includes U.S. large cap stocks, U.S. small/mid cap stocks, Commodities, Global natural resources stocks, Emerging markets stocks, REITs or Real Estate Investment Trusts and International stocks
This fund is designed for individuals born before 1949
When you select a SmartRetirement Fund, you're automatically invested in more than 15 underlying funds across two asset classes – stocks and bonds.
Since the fund has already reached its target date, the allocation to stocks and bonds will not change and a team of more than 100 investment professionals at J.P. Morgan* are responsible for maintaining the appropriate asset allocation throughout retirement. So if you are older than 65 and beginning to take withdrawals from your account, the SmartRetirement Income Fund may be appropriate.
*As of December 31, 2014
This fund assumes you plan to retire at age 65. Your plan may not offer all of these funds.